Incorporate Essay Example | Topics and Well Written Essays - 250 words

Incorporate - Essay Example This price that the option is offered is referred to as a â€Å"grant† price. This â€Å"grant† price is usually the market value of the shares at the time the employees are granted that opportunity to receive the stock option. Those employees that have received the grant hope that the market value of the shares will later increase and thus benefit from the grant. This program is perceived as a flexible way of sharing the company’s ownership with employees. This thus calls for high performance of employees as they feel attached to the company they are working for. It also attracts and retains a motivated workforce. However the option is not a strategy that would work for a company that its future is not certain as members and staff off the company would take that opportunity to sell their shares to avoid total loss of their investment. This can be valued by using the information of the company’s annual report. Using HP as our case study we begin by valuing the employee stock options using the black-Scholes option pricing method. To calculate the black-Scholes value, we combine the information with our estimates of the following

Healthcare Economics Essay Example | Topics and Well Written Essays - 1500 words

Healthcare Economics - Essay Example According to the Boston healthcare plans, adults are supposed to gain health coverage and employees too must have this nature of coverage. Similarly, the reform witnessed the merging of the individual health insurance markets and small groups of other related healthcare providers. Through this move, the number of uninsured persons dropped significantly from 8.2 % to 2.7% by the year 2009. It is also worth noting that the recession that occurred did not have a great influence on the healthcare reforms that were passed in the year 2006. According to the reforms, the law required every Massachusetts resident to have a state regulated healthcare insurance protection. Also, the reform bill recommended provision of free insurance healthcare for citizens that earned less than 150% of the state federal poverty level. The people that did not take the state healthcare insurance cover took Medicaid which also played a similar role in insurance. This move largely affected the market and changed several trends in the insurance market. Through the amendment, there was development of independent public authority that was formed to foresee the activities of the healthcare insurance, the connector (Minkler 19). ... Most of the key players in the healthcare industries suffered diminish of their businesses and as a result, they opposed the bill. The state healthcare bill had several effects on a number of people who were operating in the market. Several parts of the reformed insurance plan were changed with the political transformations that took place. For instance, the Romney’s care legislation had tax penalties that were given to residents who did not obtain the insurance plan. Such penalties were also levied on employers that did not offer insurance plan to them especially, those that had more than 10 employees. In 2013 however, the state legislature repealed the legislation and anticipated for a same but a more flexible mandate in PPACA. Similarly, the Obama administration waived off the PPACA mandates as the national employer. The individual penalties that were initially instituted by state were replaced with the provisions of the PPACA. The shape of the health insurance market has g reatly changed in Boston with a number of key players dominating the market. After the entry of the government into the insurance plans, many insurance firms had to change their approaches to delivery of customer services. Thus, they offer more lucrative benefits within their covers to ensure adequate competition in the market. From the above, it is evident that various key market players are currently competing for the insurance tasks of the community. Most of these wage conflicts against the government that is implementing policies that would benefit the citizens but silently hurt the various market players. The major insurers in the Boston market include the Medicaid, Medicare and the state owned PPACA. All these are major players that are currently competing for the insurance needs in