Executive Report Sample - 9694 Words

Financial exclusion in two speed Leeds Executive Report Research into Financial Exclusion in Leeds and a study of alternative community based credit and savings systems, undertaken by Community Finance Solutions at Salford University on behalf of Leeds City Council. Financial Exclusion Report for Leeds City Council 2004 Foreword Leeds is a prosperous city. It is not only prosperous in its own right but acts as a generator for wealth, which goes well beyond its immediate boundaries. Leeds image as a prosperous city is well documented and commentators from around the country pay tribute to the success Leeds has enjoyed in recent decades. However, increasingly over the years, Leeds has become recognised as a two-speed city. Much†¦show more content†¦high street banks and building societies). Consequently the financially excluded rely on range of informal solutions and ‘sub-prime’ providers. This has three negative effects: 1. Inability to access many services that now operate entirely beyond a cash based economy. 2. The banking sector is highly regulated with extensive consumer safeguards. Unfortunately similar protection is not always available when using subprime providers. 3. Most perniciously, the cost of credit varies enormously with APR rates from around 14% for a bank loan, to upwar ds of 177% for a small cash loan from a doorstep lender. It reduces families’ disposable income, which in turn reduces their children’s life chances, and thus cuts the amount spent with local shops and businesses. In addition to undermining existing micro-entrepreneurs, the lost money reduces the capacity of potential entrepreneurs to start businesses. This latent entrepreneurship is highlighted in the report, with 20% of those surveyed in deprived communities interested in affordable loans for business start-ups. What is the nature of financial exclusion in Leeds? To assess the extent of financial exclusion in Leeds a survey of 410 households in the most disadvantaged parts of the city was undertaken. The results indicated that those with lower incomes were most likely to be financially excluded, in particular, lone parents, families with children,Show MoreRelatedManagement1034 Words   |  5 PagesExecutive Summary The purpose of an executive summary is to summarize a report. Executive summaries are written for executives who most likely do not have time to read the complete document. Therefore, the executive summary must cover the major points and be detailed enough to mirror the content yet concise enough for an executive to understand the substance without reading the entire report. An executive summary differs from an abstract. Readers use an abstract to decide whether to read the completeRead MoreThe Environmental Quality Act Of California State Laws And Public Policy Essay1335 Words   |  6 Pagesnegative impact(s) of Sample Drought Executive Order 2016? Explain, giving one example of a type of law or public policy. Ans 1. The Drought Executive Order 2016 could have negative impact on the people and the economy. Exemption of agriculturists from order may create a situation of stress between the urban residents and the people in agriculture. The Order can also decline the credibility and the effectiveness of California State Laws. To minimize the negative impact of executive order 2016 variousRead MoreAcc 700 Milestone Two Newham Company Essay804 Words   |  4 PagesClick Link Below To Buy: http://hwaid.com/shop/acc-700-milestone-two-newham-company/ The second milestone is a rough draft of the second artifact for your professional portfolio, a sample audit. The sample audit will consist of three main parts:the business risk analysis, the sample audit program, and the report of recommendations. Thiswill be graded using the rubric at the end of this document and is an opportunity for you to organize your thoughts and receive feedback from your instructor forRead MoreResearch Report On Risk Taking Incentives Generated By Stock Option Plans1457 Words   |  6 PagesThis thesis uses secondary data collected mainly from the European banks’ annual reports and Datastream to test the relation between risk-taking incentives generated by stock option plans in relation to executives’ decision through using CDS. Furthermore, the data is used to examine the impact of CDS use on bank’s risk. The importance of CDS comes from the fact that this financial instrument represents the largest sector of the credit derivatives mar ket that are intended to mitigate a firm’s riskRead MoreNokia 808 Pureview1358 Words   |  6 PagesVIRTUAL UNIVERSITY OF PAKISTAN Format of  Internship Report – (MCMI619) [pic] 1. Title Page The title page of the report will include:    a. Name of the organization b. Name of the internee, Student ID and session c. Submission date of the internship report d. Name of the University e. VU logo 2. Letter of Undertaking You are required to fill in the Letter of Undertaking provided in the ‘Download’ section of the course VULMS and attach here the scanned copy after signingRead MoreWhat Are The Best Practices For A Cio Policy Per The Irs? Essay804 Words   |  4 Pagesinterest in respect to any outreach or exempt function. Issue #2: The current CIO policy does not apply to any employees who are not considered a â€Å"senior staff member.† Issue #3: The current recommendations by the IRS are actually contained in a sample conflict of interest policy on the IRS website: http://www.irs.gov/instructions/i1023/ar03.html Issue #4: The current COI policy adopted by Lakewood Church is actually more restrictive than that recommended by the IRS and there have only been twoRead MoreTraining and Narrative Report768 Words   |  4 Pagesrelated to  narrative report for ojt Hotel Hotels: Booking.com - Book Without Commission   www.booking.com/Hotels Book at over 275,000  hotels  online booking.com is rated  Ã‚  (1,432 reviews) Hotels in London Hotels in Edinburgh Hotels in Manchester Hotels in Glasgow Cornerstone software - camLine launches Cornerstone 5.1   www.camline.com/ DoE, 6 sigma, EDA – read more†¦ Hotel Reports  - webcrawler.com   www.webcrawler.com/ Search multiple engines for  hotel reports Explore AnswersRead MoreRelationship Between Corporate Performance And Board886 Words   |  4 PagesIreland: Q1; the objective of this article is to explore the relationship between corporate performance and both board size and board composition for quoted Irish firms. This is one of the finest article that spoke about importance of independence non-executive directors for firm efficiency and economic growth in the context of Irish firms. Also emphasis on having small and large boards. Q2. : The main research problem is, what types of board structure are optimal from perspective of maximizing stock holdersRead MoreLiterature Review : The Securities And Exchange Commission1400 Words   |  6 Pagesits members who listed in NYSE that the audit committees made up of outside directors, which is non-executive directors (NYSE, 1978). After a decade development of this suggestion, the Teadway Commission reinforced it, which suggested that all public companies should be stipulated through the rules of SEC to establish their own audit committees, and the audit committees consist of only non-executive directors (NCFFR, 1987). As the time goes on, the Blue Ribbon Committee has issued the requirementRead MoreBusiness Research Tulsa’s Central Business District1005 Words   |  5 PagesCENTRAL BUSINESS DISTRICT CASE SUMMARY The Metropolitan Tulsa Chamber of Commerce had noticed required timely information about Tulsa’s Central Business District for investment decisions †¢ One of the research projects was a survey of chief executives of business firms to gather information about the number of employees working their, their salary distributions and proposed future investments †¢ For this purpose, a mail survey was carried out, which also included a questionnaire †¢ A stratified